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  • Deferred benefits - Early payment

Deferred benefits - Early payment

A deferred member can draw their deferred benefits dependant upon when they left the scheme

For members who left before 1st April 1998, please refer to the following web page: http://www.wmpfonline.com/article/13448/Members-who-left-before-the-1st-April-1998

For members who left on/after 1st April 1998, please refer to the following web page: http://www.wmpfonline.com/article/13449/Members-who-left-from-the-1st-April-1998-onwards

Early payment on ill-health grounds

If you are contacted by a former member (any age) with deferred benefits, who wishes to claim their benefits early on ill-health grounds, you will need to request from the Fund the appropriate M1(D) form - dependant on when the member left - and arrange for the former member to be assessed by your Independent Registered Medical Practitioner (IRMP).

In this event, no early retirement cost is calculated by the Fund, however any ill-health retirement will increase an employer's pension liabilities and these will be calculated at the next triennial valuation, or earlier if the employer ceases.

Employers that have ceased to be a WMPF LGPS Employer

Where a member wishes to enquire about early payment on compassionate grounds (pre 01/04/1998 leavers) or the waiving of any reductions (leavers from 01/04/1998), if the member's former employer has ceased to be a WMPF Local Government Pension Scheme (LGPS) Employer, in some circumstances, WMPF must make that decision. In this eventuality, WMPF policy is that, where there is a financial cost to the Fund, we will normally decline the request for early payment, however each case will be considered on its merit.  

 

 

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